Attention homeowners: Real estate appraisal services for in Alpine and Utah County

The top 7 reasons why UT homeowners order from Alpine Valuation Services:

Find the right listing price (whether you're using an agent or selling the home on your own)
Challenge Utah county's assessment of your propertyworth
To reduce a mortgage payments by removing PMI
Reinstate your Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
In the case of a UT divorce, when real estate property needs to be divided
To determine the true market value of real estate in question to settle an estate in Utah County or the state of UT

Own a home in or near Alpine, UT and need help deciding the price of it?
Contact Alpine Valuation Services.

We at Alpine Valuation Services understand the particular needs of a customer in need of appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, lawyers, and accountants. Being a regular homeowner that ordinarily doesn't look at appraisals on a regular basis,you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own house because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just how much your home is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value report than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to your lender to have the PMI removed from your loan. We are seasoned in helping folks just like you delete undesirable PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your home overvalued if your home not appreciating as much as other homes close to yours. This means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. An appraisal report from Alpine Valuation Services is your chief weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow standpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Alpine Valuation Services can help you reinstate your home equity line of credit with efficient appraisal.

Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you would wish to have a seasoned professional double-check it for efficiency or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Alpine Valuation Services can help with that too. Even though this is usually requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your home.